
With MasterAllRound, interest computation, loan computation and annuity computation are readily available.
You can perform the following interest computations with MasterAllRound. The input is
absolutely easy and straightforward:
 Compound interest 1: calculation of final capital
Iinput is the start capital, duration and the yearly interest rate.
As the result, you obtain the final capital.
(example final capital computation)
 Compound interest 2: calculation of duration
Input is the start capital, the desired final capital and
yearly interest rate.
As the result, you obtain the necessary duration.
 Compound interest 3: calculation of interest rate
Input is the start capital, the planned final capital and
the duration.
As the result, you obtain the necessary yearly interest rate.
 Compound interest 4: calculation of start capital
Input is the yearly interest rate, the requested final capital
and the duration.
As the result, you obtain the necessary start capital.
 Daily interest:
MasterAllRound computes the final capital after a specified time frame in days
for a constant yearly intereste rate for your start capital
 Monthly payment:
MasterAllRound computes the final capital for monthly saving rates.
 Yearly payment:
MasterAllRound computes the final capital for yearly saving rates.
With MasterAllRound, you can easily compare loan conditions. These calculations
allows you to analyze different offers  not taking into account extra charges or special
contract conditions.

Amortisation by annuities:
Amortisation by annuities means that the repayment amount, that is the amount of interest and redemption,
stays constant over the repayment period. Therefore, the redemption rate increases and the
interest rate decreases over the years.
(example loan computation)

Amortisation by instalments:
Amortisation by instalments means that the redemption rate is constant over the years.
The interest amount decreases over the years and therefore the repayment rate decreases accordingly.
In finance, an annuity is a constant sum of money payable at regular intervals.
All annuity computations in MasterAllRound are in arrears, that is for single payments
at the end of each period. With MasterAllRound, you can compute the following calculations:
 Calculation of present annuity value
 Calculation of final annuity value
 Calculation of duration, based on present annuity value
 Calculation of duration, based on final annuity value
 Calculation of payment, based on present annuity value
 Calculation of payment, based on final annuity value
Thanks to MasterAllRound, printed tables are outofdate!
MasterAllRound gives you, dependent on the number of periodic payments "n"
and the compound interest rate in percent "i", the following factors:
 Accumulation factor
 Discount factor
 Present value factor
 Annuity factor
 Final value factor
 Residual value factor
MAR Cal, MAR Fin and MAR Plus are free for individuals, schools and other
educational institutions.
The usage of any MARprogram for commercial purpose requires the preliminarily written
consent of the MAR Team.
[Download MAR Fin]

